Empower: Cash Advance & Credit 6.30.0

Empower: Helping You Achieve Financial Empowerment

Cash Advance: Quick and Convenient Relief

Tired of struggling to make it to payday? Empower understands your financial challenges and is here to help. With our Cash Advance feature, you can instantly access an amount ranging from $10 to $250 when you need it most. Say goodbye to borrowing money from friends or family. There are no interest charges, late fees, or credit checks. Simply repay the amount with your next paycheck.

• Automated repayment with your next paycheck, typically between 1 day and 3 weeks
• No interest (0% APR)
• For example, if you accept a $50 instant Cash Advance with a $3 delivery fee, your total repayment amount will be $53.

Thrive Line of Credit: Build Your Credit History

If a poor credit score is holding you back, look no further than Empower's Thrive Line of Credit. Our flexible credit line allows you to build the credit history you need to achieve your financial goals. Whether you're starting from scratch or need a fresh start, all credit scores are welcome. No down payment required.

• $250 initial credit limit
• Repay at your own pace
• Potential limit increases up to $1,000 over time
• Build better credit history

AutoSave: Simplify Your Savings Journey

Empower makes saving for the future effortless with AutoSave. Set your savings goal, and our intuitive platform will analyze your income and spending habits to determine the most suitable amount to save. The money will be automatically transferred, allowing you to sit back and watch your savings grow.

Credit Score Monitoring: Track and Improve Your Credit

Empower believes in recognizing your hard work. With our Credit Score Monitoring feature, you'll receive monthly updates on your credit score along with helpful tips to improve it. Understanding credit scores can be complex, but we're here to guide you every step of the way.

Dedicated Customer Support: Your Questions Answered

Our proficient support team is ready to assist you over the phone, through live chat, or via email from Monday to Friday, 6 AM – 6 PM PT. No matter your query, we're here for you.

Please note that Empower is not a bank but a dynamic financial technology company. Our banking services are provided by nbkc bank, an esteemed Member FDIC institution.

• The 14-day trial offer is exclusive to first-time customers. Post the trial period, an auto-recurring $8/month subscription fee will apply. To avoid this fee, cancel your subscription before the trial ends. Returning customers will be charged the $8 fee upon resubscription.
• Cash Advance offer eligibility is subject to Empower's requirements, with amounts ranging from $10 to $250. The average offer amount as of 11/30/2023 is $140. Instant delivery is available but additional fees may be charged. Refer to Empower's Terms for specific instant delivery fee information.
• Empower Thrive is provided by FinWise Bank, a trusted Member FDIC partner. Approval for the Thrive Line of Credit is subject to credit approval. Payments are reported to credit bureaus. Failure to make timely payments may result in negative reporting. Instant delivery is optional, with a 5% instant delivery fee.
• Credit limit increases are contingent on successful minimum payment completion by the due date.